How It Works

How Payday Loans Work?

If you are in need of immediate cash to assist you with a short term financial need, a payday/short term/micro loan may be able to help. is not a payday lender.  However, we may be able help you locate a lender that can meet your short term cash needs.  All you need to do, is complete the short application located  here.  After you have completed your application, will  forward your application to our network of lenders for their review. If you are matched with a lender, the lender will contact you to complete the process,  and to review the terms of your loan. The money will be electronically deposited into your bank account.

How Payday Loans Work?

What is a Payday Loan?

A payday loan is an unsecured loan, meant to assist you with unexpected expenses that need immediate attention.  These short term, usually referred to as payday loans may range from $100 to $1,000.  These short term loans are not created to be a long term financial solution to your short term cash needs.  They were designed to cover you until your next payday.  The intention of the payday loan is that once you receive your next paycheck you will be able to pay off this loan and resolve your short term cash needs.  Although these loans may be referred to by a number of names~ cash advances, short term cash, fast cash, payday cash~ they all have the same objective.   That is, to provide you access to an amount of cash necessary to cover your immediate needs and then to be paid at your next pay period. may be able to assist you with locating a payday loan lender. We will present your completed application to our vast network of lenders.  These lenders may be able to approve your request for a loan.  By searching for a payday loan through, you can be sure that your application has been reviewed by the leaders in the payday loan industry.

Why do consumers search for a loan through

If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can resolve a potential financial disaster. Some are looking to bridge a short-term cash need between paychecks or to avoid bounced check fees, late payment penalties, or pawning personal possessions. will attempt to match you with a lender that can provide you with the cash you need.